Legal Defences For Debtors

Someone claims I owe them money

Debt collectors can be intimidating, but it’s important to remember that you have rights and legal defences available to you if you feel the situation is unfair.

In accordance with Queensland law, there are measures in place to protect you from harassment and unfair treatment.

It’s important to educate yourself on these defences and take the necessary steps to protect yourself.

Rest assured, you are not alone in this process.

We are here to support you.

Our article offers you information so you know the options available to defend yourself from unethetical debtors. 

Enquire about Recover debt as a creditor

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Someone claims I owe them money

Debt collectors can be intimidating, but it’s important to remember that you have rights and legal defences available to you if you feel the situation is unfair.

In accordance with Queensland law, there are measures in place to protect you from harassment and unfair treatment.

It’s important to educate yourself on these defences and take the necessary steps to protect yourself.

Rest assured, you are not alone in this process.

Rostron Carlyle Lawyers is here to support you.

Our article offers you information so you know the options available to defend yourself from unethetical debtors. 

Need Legal Defence as a Debtor?

Click the button below to contact us about legal defence as a debtor.
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Brendan Mutsaers
07:31 27 Aug 25
Great communication in a emotional stressful time of my life. Lawyers knew their content and provided timely advice. While it wasn't cheap it provided value and allowed me to move on to the next stage of my life. They are down to business - I never physically set eyes on my lawyer but still felt supported. Recommended to anyone who needs legal support.
Response from the owner 11:01 29 Aug 25
Hi Brendan - thank you so much for sharing your experience with our team. We're happy to have helped you through this time and provide you legal services and support.
Brendan Mutsaers
07:31 27 Aug 25
Great communication in a emotional stressful time of my life. Lawyers knew their content and provided timely advice. While it wasn't cheap it provided value and allowed me to move on to the next stage of my life. They are down to business - I never physically set eyes on my lawyer but still felt supported. Recommended to anyone who needs legal support.
Response from the owner 11:01 29 Aug 25
Hi Brendan - thank you so much for sharing your experience with our team. We're happy to have helped you through this time and provide you legal services and support.
Claire Jenkins
22:04 08 May 25
Alana Pointon provided excellent family law advice to help me achieve a timely and pragmatic outcome. She was also easy to reach when I had questions and achieved the perfect balance between professionalism and genuine empathy in our interactions. I have no hesitation in recommending Alana to anyone in need of family law assistance. My deepest thanks to you and your team Alana.
Response from the owner 00:10 16 May 25
Thank you, Claire, for your kind words. We're thrilled to hear that Alana's expertise and empathy made a positive impact on your experience. Your recommendation means a lot to our team.
Claire Jenkins
22:04 08 May 25
Alana Pointon provided excellent family law advice to help me achieve a timely and pragmatic outcome. She was also easy to reach when I had questions and achieved the perfect balance between professionalism and genuine empathy in our interactions. I have no hesitation in recommending Alana to anyone in need of family law assistance. My deepest thanks to you and your team Alana.
Response from the owner 00:10 16 May 25
Thank you, Claire, for your kind words. We're thrilled to hear that Alana's expertise and empathy made a positive impact on your experience. Your recommendation means a lot to our team.
Rowena Gill
02:49 08 May 25
I recently engaged the services of Alana Pointon to assist with a property settlement and custody agreement with my ex-partner. Going into the process, I had very limited knowledge, but Alana took the time to explain everything in clear, understandable terms, which made a huge difference for me.

My ex-partner was extremely difficult to deal with, and there were times when additional legal advice and reassurance were urgently needed—particularly when he became threatening and made concerning comments about not returning my child. Alana handled these situations with calm professionalism, offering sound guidance and unwavering support.

She was kind, considerate, and an absolute wealth of knowledge during one of the most stressful periods of my life. During mediation, Alana skillfully negotiated a very fair property settlement on my behalf. I truly felt that she had my best interests at heart at every stage.

If you’re looking for a lawyer who is both compassionate and a fierce advocate, I can’t recommend Alana Pointon highly enough. You will not regret choosing her.
Response from the owner 01:06 13 May 25
Thank you, Rowena, for your wonderful feedback. We are delighted to hear that Alana provided the support and professionalism you needed during such a challenging time. Your recommendation is greatly appreciated.
Rowena Gill
02:49 08 May 25
I recently engaged the services of Alana Pointon to assist with a property settlement and custody agreement with my ex-partner. Going into the process, I had very limited knowledge, but Alana took the time to explain everything in clear, understandable terms, which made a huge difference for me.

My ex-partner was extremely difficult to deal with, and there were times when additional legal advice and reassurance were urgently needed—particularly when he became threatening and made concerning comments about not returning my child. Alana handled these situations with calm professionalism, offering sound guidance and unwavering support.

She was kind, considerate, and an absolute wealth of knowledge during one of the most stressful periods of my life. During mediation, Alana skillfully negotiated a very fair property settlement on my behalf. I truly felt that she had my best interests at heart at every stage.

If you’re looking for a lawyer who is both compassionate and a fierce advocate, I can’t recommend Alana Pointon highly enough. You will not regret choosing her.
Response from the owner 01:06 13 May 25
Thank you, Rowena, for your wonderful feedback. We are delighted to hear that Alana provided the support and professionalism you needed during such a challenging time. Your recommendation is greatly appreciated.
James Crabb
22:25 24 Mar 25
Prompt, professional service and great advice. Thanks in particular Alana and also Bev and Mandy for your efforts. Highly recommended.
Response from the owner 21:06 25 Mar 25
Thank you James! We appreciate your recognition of Alana, Bev, and Mandy. We look forward to assisting you with any legal needs in the future.
James Crabb
22:25 24 Mar 25
Prompt, professional service and great advice. Thanks in particular Alana and also Bev and Mandy for your efforts. Highly recommended.
Response from the owner 21:06 25 Mar 25
Thank you James! We appreciate your recognition of Alana, Bev, and Mandy. We look forward to assisting you with any legal needs in the future.

Steps you can take to defend yourself from a debt collector

Defend or lose

You may be subject to a default judgment if you fail to defend yourself from a creditor. Thus,  you should know the defences available to you before deciding whether to contest a demand for repayment of debts

Advice on considering grounds for a defence

Do you owe or is there some discrepancy in the amount, work completed or contract that could lead a court to believe you don't owe them any money or as much as they have claimed? They may not have completed the works, or they may have unfair contract terms that they are relying on to chase the debt. A solid defence needs to be well written, logical and plead the facts correctly or else you risk losing on a technicality or worse, having a default judgment made against you. Get in touch with Rostron Carlyle Lawyers the moment you have been served a claim so we can get started on your defence and potentially counterclaim.

Counterclaim

You have been served, you know you have a defence and you warned the opposing party that if they took this to court, you would go hard against them. Now is time to write your counterclaim for all the damages they have caused you or your company. Get your facts, figures and evidence in order and then this needs to be presented in a clear, concise, chronological order highlighting why the other side actually owes you money and costs for bringing the claim against you. Want an experts help in making a defence and counterclaim? Get in touch today.

Set off

In many disputes, there is money owing both ways and so a set-off can be used to lower the amounts you owe or eliminate the amounts owed entirely. Often times there are set-off clauses or restrictions in most contracts so getting advice on whether this is a worthwhile pursuit in court from expert lawyers is a must to ensure you are not wasting the courts and your own time and money on a frivolous claim with no chance of success. Get in touch today for an obligation-free chat about your prospects of using a set-off defence.

Steps you can take to defend yourself from a debt collector

Defend or lose

You may be subject to a default judgment if you fail to defend yourself from a creditor. Thus,  you should know the defences available to you before deciding whether to contest a demand for repayment of debts

Do you owe or is there some discrepancy in the amount, work completed or contract that could lead a court to believe you don’t owe them any money or as much as they have claimed?

They may not have completed the works, or they may have unfair contract terms that they are relying on to chase the debt.

A solid defence needs to be well written, logical and plead the facts correctly or else you risk losing on a technicality or worse, having a default judgment made against you.

Get in touch with Rostron Carlyle Lawyers the moment you have been served a claim so we can get started on your defence and potentially counterclaim.

You have been served, you know you have a defence and you warned the opposing party that if they took this to court, you would go hard against them.

Now is time to write your counterclaim for all the damages they have caused you or your company.

Get your facts, figures and evidence in order and then this needs to be presented in a clear, concise, chronological order highlighting why the other side actually owes you money and costs for bringing the claim against you.

Want an experts help in making a defence and counterclaim? Get in touch today.

In many disputes, there is money owing both ways and so a set-off can be used to lower the amounts you owe or eliminate the amounts owed entirely.

Often times there are set-off clauses or restrictions in most contracts so getting advice on whether this is a worthwhile pursuit in court from expert lawyers is a must to ensure you are not wasting the courts and your own time and money on a frivolous claim with no chance of success.

Get in touch today for an obligation-free chat about your prospects of using a set-off defence.

Contact us

Please contact us today to schedule a confidential consultation, and let us put our extensive experience to work for you.

We’re here to provide expert guidance and practical solutions, ensuring your business stays on the path to success.

Your peace of mind and business prosperity are our top priorities.

Enquire about Recover Debt as a Creditor

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Debt recovery

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